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Best travel credit card canada reddit?
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Best travel credit card canada reddit?
At a glance Capital One miles can be redeemed at fixed value to cover. We may be compensated when you click o. The fact that you have to use your work portal to book means you need a card with generous travel definitions. As a second card many people like AMEX Platinum because it gives status at a number of hotel chains (EG: Gold at Marriott) and has the most extensive lounge program available to Canadians. The best travel credit cards chosen from 1000+ offers. No fx fees $150 annual fee reduced to $50 by an $100 annual travel enhancement credit. Jun 4, 2024 · For travel in Canada or abroad, the best travel credit cards can save you money. If you have a TD chequing account already, look into the benefits. We would like to show you a description here but the site won’t allow us. For spending 5k on the card (i imagine the travel bookings will take up a lot of this alone), you get 110k pts which is equal to $550 + a $100 hotel credit when you book a hotel over $500 on expedia4td. BMO Ascendᵀᴹ World Elite®* Mastercard®* Purchase Interest Rate: 20 Offer: Unforgettable travel experiences start with our premium flexible travel credit card! The BMO Rewards points awarded as follow: - 45,000 BMO Rewards points by spending $4,500 in the first three months; We would like to show you a description here but the site won't allow us. We travel once a year, and our annual household income is $150k. We would like to show you a description here but the site won’t allow us. We would like to show you a description here but the site won’t allow us. If you are going to apply, do so through GCR, don't listen to the dozens of people who undoubtedly have already sent you DMs about a referral Spending as little as $500 a month on groceries will get you a minimum of $50/month in statement credits, or up to $100 value if you transfer to Aeroplan. I fly from Kelowna to Fort st I'm considering getting either a west jet or air Canada credit card, to try to get some better flight deals and points towards these flights or just maximize this to my benefit. I also like the rental car insurance. 88 per year) Scotiabank Gold American Express Card. Yes, you are right, it's actually a debit card and it's only a virtual one so far. Two of those websites are: https://wwwca and https://creditcardgenius I am a bot, and this action was performed automatically. Their app is fairly decent and they give you additional cash back at select retailer's online stores. EQ Bank only rebates Canadian ATM fees. Its Great Canadian Rebates. We may be compensated when you click on pr. I've heard about Aeroplan but never really understood it. Essentially making the card a -$5 AF if you use the portal once a year. Make sure you have a PC rewards account linked. I want to use card for Travel which will give me best value. We travel once a year, and our annual household income is $150k. RBC Ion +: Earns 3x points on essentials (food, gas, etc) with no points cap, and the points are transferable to avios and asia miles. We would like to show you a description here but the site won’t allow us. I have to book the hotel and flight myself and meals are per diem. I'm looking for two new credit cards for my wife and I We would like to show you a description here but the site won't allow us. The $130 back for Cobalt is much better than anything you would get from a personal referral We would like to show you a description here but the site won't allow us. For actual credit cards, there's the Scotiabank. 3x and 2x multipliers and no fx fee with lounge. We would like to show you a description here but the site won't allow us. Hi, I am a bot and I've been summoned to help you get better advice on credit cards. My family lives across the country, and I'm looking into switching my plain old cashback credit card for a shiny new Aeroplan rewards credit card so I can get some help visiting them more often. 25 Aeroplan points per dollar spent on all purchases. If you want a non-AMEX, take a look at the HSBC World Elite MasterCard, earns 3% on all travel purchases or 1. RBC Ion +: Earns 3x points on essentials (food, gas, etc) with no points cap, and the points are transferable to avios and asia miles. Earn up to $700 in value†, including up to 75,000 TD Rewards Points, no Annual Fee for the first year† and additional travel benefits Account must be approved. How much will your baggage cost with Air Canada? Find out here. 5% return in points on everything and 3% on travel purchases. Amex cards are very expensive now. We would like to show you a description here but the site won't allow us. Jsuota Jul 14th, 2024 10:18 am [AMEX Canada] is shutting down accounts without warning. Hi everyone! I'm looking for recommendations for a good travel credit card to use. 5 cents per point even with a conservative estimate. 25 points per dollar (so 2. 99% on cash advances. It often has the largest welcome bonus of any credit card in Canada, earning Membership Rewards points which are. Do you guys have any recommendations? This a very broad question, and although Hardbacon publishes best rankings such as this one, the reality is that the best travel card for me is probably not the best card for you. There's no OneWorld airlines in Canada so Avios aren't going to get you anywhere Reply. 5 best Scotiabank credit cards for July 2024 Scotiabank Credit Cards. I’m interested in getting some travel at less cost, is there a CC that’s best for Canadian? wondering if this is or isn’t the right place to post…. 35,000 bonus points ( terms) Best airline travel credit card. I've had a secured credit card for a couple years now (basically a prepaid credit card) with neo, but i'm wanting to switch to a full credit card to build my score properly and take advantage of it. Definitely not the best travel card overall, but is good mid-tier rewards card and Visa is accepted nearly everywhere. We may be compensated when you click on product link. We would like to show you a description here but the site won't allow us. For actual traveling, Amex Platinums get you unlimited Plaza Premium and Priority pass lounge access for you + 1, and express lines at YYZ, which IMO is the one airport in Canada where this is most useful. The 2x miles on everything make it a good catch all card as well. 01c on regular purchases and 0. Amex Cobalt is the best overall card in Canada. Methodology for Choosing the best credit card for travel. Best for authorized user perks: Capital One Venture X Rewards Credit Card. I am looking to get a travel card but am quite confused about the earning and redemption aspects. Reviews, rates, fees, and rewards details for The AAA Travel Credit Card. Here are the best travel rewards credit cards for Canadians! I currently have the Brim World Elite card and I had the first year fee waived, but it's nearing the second year so I want to see if there is anything better since it cost $200 annually. For travel the Capital one aspire travel gives pretty good "cash back" that has a higher value on. We would like to show you a description here but the site won't allow us. 5 best Scotiabank credit cards for July 2024 Scotiabank Credit Cards. The 2x miles on everything make it a good catch all card as well. For travel the Capital one aspire travel gives pretty good "cash back" that has a higher value on. The $325 travel credit includes dining so almost anyone can easily get the full credit To sign up for Walmart credit card paperless billing in Canada, go to Manage Your Account on the official website, accept the terms and conditions, verify your account, and set up. If you love lounges and fly a lot, the AMEX Gold or Platinum are your best bets. There are A LOT of credit card options out there, and no card is the best for everyone. Best Travel Credit Card* (*for my situation) Credit. 3% cashback on gas and groceries, 1% on everything else. This card, with its flamboyant and flexible rewards program, is the charismatic maestro orchestrating a symphony of points from dining, travel, and. If you love lounges and fly a lot, the AMEX Gold or Platinum are your best bets. 25% cash back by maintaining assets with BoA/Merrill). Aeroplan is the best flight loyalty program in canada, and amex MR points can be transferred to aeroplan 1:1, which makes Amex cobalt which earns 5x MR on food/grocereis/drinks, 3x streaming, 2x travel/transit/gas the best card for earning travel points in canada. Best for earning points on rent: Bilt Mastercard® This is false. It's a travel card with a $150 annual fee but even if you just go somewhere once every couple of years, the travel/medical insurances will more than pay for themselves. What Travel Rewards card will fit the bill for this type of spend? One VISA card that is comparable and has an intro APR/promotional bonus is the BoA Customized Cash card, 3% on the gas category ($2500 cap per quarter and has the potential of up to 5. For example, you can get 3% back at Apple After getting a few quotes between $300-$700 for insurance, one of the reps told us to look into credit cards that would likely be cheaper. I travel back and forth from Vancouver to Ireland/Europe 2-3 times… It's a slight overkill, but opening a wealthsimple cash account is quick & free, you can load it with the funds you want, comes with a prepaid card with 0 fees, great exchange rates and 1% cashback for international transactions. Southwest and United are my go to's, easy transfer to hyatt for amazing hotel deals. Spend $500 month in this category and get 5k points (worth $100-$200 in Aeroplan travel). amazon lifestride women Definitely not the best travel card overall, but is good mid-tier rewards card and Visa is accepted nearly everywhere. While running up credit card debt you can’t immediately pay of. RBC Ion +: Earns 3x points on essentials (food, gas, etc) with no points cap, and the points are transferable to avios and asia miles. 5%) in the everything else category which is pretty good. In this case, Scotia passport VI would by far be the best choice. I am planning to get a credit card with good points bonus on sign up. 2% cashback on all purchases while you can find other cards that offer 4% cashback on groceries and gas or etc Best Travel Credit Cards Co-branded with Travel Portals. Trying to decide which (or if) a hotel credit card is worth getting. (Status with Hertz, Priority pass, $0 for authorized users. Amex Cobalt: This card has a ridiculous 5x points for food and groceries. Some people believe that you should avoid getting a credit card as they generate debt. Cashback or Travel, your choice. Specific application paths can net you $50 and $150 extra upon approval respectively. Prince of travel has a good review on it. Welcome bonus for Scotia passport VI is 25k scene pts worth $250 + $125 third party cash rebate, 1k spend requirement. Best airline travel credit card (Air Canada) TD Aeroplan Visa Infinite High earn rates on gas, groceries and Air Canada purchases, easy redemptions and a $100 Nexus fee rebate. Amex cobalt is by far the best card among the above. You can also search for credit cards using the various Canadian credit card websites that have search functions. I usually travel 2-3 times a year. Their app is fairly decent and they give you additional cash back at select retailer’s online stores. They have a deal right now where you get 15% cashback up to $150, and if you sign up for it through Great Canadian Rebates, they'll give you $125 on top of that. We may be compensated when you click o. Plus, tips on how you can cover these bag fees and other travel expenses. At an assumed credit limit of £1,200, at a purchase rate of 28a. fiat ducato electrical problems The best travel credit cards offer an array of premium perks and benefits. I heard they’ve recently introduced a $100 credit annually for accommodation >$500 and give you a birthday bonus. 5% per forex transaction which adds up fast. We would like to show you a description here but the site won't allow us. Income around 60k. It's a travel card with a $150 annual fee but even if you just go somewhere once every couple of years, the travel/medical insurances will more than pay for themselves. Annual fee will be $250 (after $300 credit which you'll obviously hit) for you and it is steep, but you'll be traveling a ton. It is a no FX fee card, has a 1. For a bit of background, we are both business owners, monthly business expenditures of 15-20k on our credit cards. There are A LOT of credit card options out there, and no card is the best for everyone. The Maverick Trailblazer - Best Travel Credit Card Canada In the vast expanse of Canadian travel credit cards, one card stands tall as the Maverick Trailblazer - the American Express Cobalt Card. For gas and groceries, PC Financial. A great card if you want flexible rewards that cover taxes and fees on flights with a little bit of travel and purchase insurance for no annual fee. Rewards: 1 Aeroplan. Card Details. 4 - CIBC Aeroplan Visa Infinite. You can redeem points 1:1 for travel after it's been charged to your card and the points are pretty generous on most things. Up to 40,000 45,000 bonus points ( terms) Best travel Mastercard. Please contact the moderators of this subreddit if you have any questions or concerns. "HSBC credit card holders enjoy more flexibility with travel rewards. The Maverick Trailblazer - Best Travel Credit Card Canada In the vast expanse of Canadian travel credit cards, one card stands tall as the Maverick Trailblazer - the American Express Cobalt Card. I am planning to get a credit card with good points bonus on sign up. ikea fuse box cover The Amex Cobalt is one of the best credit cards for travel rewards in Canada and consistently awarded best Amex in Canada. Their app is fairly decent and they give you additional cash back at select retailer's online stores. American Express Gold Rewards. Scotiabank Momentum Visa Infinite. In today’s fast-paced digital world, convenience and efficiency are key. Up to 75,000 bonus points ( terms) Best Aeroplan credit card for luxury travellers. Best travel cards in Canada a lot more in the next months/years so I’m currently looking for a good travel credit card. Here are some of the best travel credit cards of 2024: Flexibility, point transfers and a large bonus: Chase Sapphire Preferred® Card No annual fee: Bank of America® Travel Rewards credit card The Chase Sapphire Preferred Card offers 80,000 bonus points after you spend $4,000 on purchases in the first three months (roughly $1,000 in travel cash). Best Travel Credit Card* (*for my situation) Credit. Delta SkyMiles® Blue American Express Card. I've heard about Aeroplan but never really understood it. Discover credit card acceptance varies internationally, but merchants in many countries, partic. Ex, googling "16 Euro to Usd" chase always adds a few more cents. We would like to show you a description here but the site won't allow us. Income around 60k. I'm in a cash business so I don't need cards where I get cash back buying groceries, gas or anything so that type of spending isn't useful to me as it's not in my wheelhouse. $155 annual fee, 30k MR welcome bonus + $100 cash rebate using specific application paths. Best Travel Credit Card - Canada. Prince of travel has a good review on it. Combine that with cobalt's multipliers and you have incredible earn rates.
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For gas and groceries, PC Financial. If you are going to apply, do so through GCR, don't listen to the dozens of people who undoubtedly have already sent you DMs about a referral Spending as little as $500 a month on groceries will get you a minimum of $50/month in statement credits, or up to $100 value if you transfer to Aeroplan. We would like to show you a description here but the site won't allow us. An Aeroplan branded card combos well with the Cobalt if you're using Air Canada, it'll qualify you for preferred pricing when booking with points and can give other perks like free bags. Others may want additional travel insurance coverage too. In today’s world, customers expect the convenience and security of paying with a credit card Are you a BJs Wholesale Club credit cardholder? If so, you might be wondering how to make your credit card payments conveniently and securely. Specific application paths can net you $50 and $150 extra upon approval respectively. See is one: Some Aeroplan card probably. I'm going to Italy in a month or so and would like to avoid paying the 2. What Travel Rewards card will fit the bill for this type of spend? One VISA card that is comparable and has an intro APR/promotional bonus is the BoA Customized Cash card, 3% on the gas category ($2500 cap per quarter and has the potential of up to 5. If you're looking for the best cards to collect points, AMEX Cobalt or Gold are both great, as are the CIBC/TD Aeroplan Visa Infinite. HSBC World Elite. BTW for travel RBC Avion is hands down the best overall travel rewards card in Canada. Right now I use Scotiabank Momentum Infinite - for recurring bills. Also has travel insurance perks along. We semi-churned ( r/churning) and have ended up getting I believe 5 cards over the last 2 years of planning to maximize points If your going to use Expedia for booking your travels then yes first class Td is the way to go, however as for earning points on day to day items there are better options out there since first class travel cards gives you 1. With Preferred Rewards, this card becomes one of the best unbonused spending cards at 2 The optimal approach will depend on how much you will be spending in the US in a given year. orale mexican grill Amex isn't accepted in a lot of places in Canada so don't get Amex. Amex cards are very expensive now. Look this up online, there's a number of sites that provide a cost comparison. I will get reimbursed after I submit an expense report. How much will your baggage cost with Air Canada? Find out here. American Express Aeroplan ⁹ ¹⁰ Travel rewards cards with no annual fee typically don't offer as many bonus perks. The Business Platinum Card from American Express is the fastest way to rack up a big balance of Aeroplan points. I like that it has 2% cashback and has travel insurance plus no foreign exchange fee. Best for authorized user perks: Capital One Venture X Rewards Credit Card. At an assumed credit limit of £1,200, at a purchase rate of 28a. The best travel credit cards chosen from 1000+ offers. What are the best credit cards for travel and can you use the welcome benefits right away? 1 nickrobertblog We use the TD Aeroplan Infinite Privilege for Travel and everything else. 015c on gas/groceries/drugs, the points aren't the main attraction for me, but rather that they have some great insurance coverage and give you access to the priority lounges 4. Just open a new card. Credit card travel insurance vs travel insurance - how do they compare? Read about the pros and pitfalls of each type of travel insurance in this helpful guide. By clicking "TRY IT. There are no blackout dates; use any travel. Now that you know a little bit more about how these cards work, here are a few of my favourite travel rewards credit cards American Express Cobalt Card99 per month ($155. Up to 40,000 45,000 bonus points ( terms) Best travel Mastercard. flum vapes near me 5 - American Express Marriott Bonvoy. Just open a new card. I wont be able to qualify for cards above 50k annual income. The main challenge many people with bad credit face when applying for a credit card is having a limited number of good options. #1: Best current credit card offers in Canada - 2020 #2: Best current credit cards offers in Canada - 2021 #3: How does Amex expect me to take them seriously when their stock model is wearing a children's tie? | 25 comments As someone mentioned the TD Visa First Class is solid for a points card if you used the ExpediaforTD portal to book. The BNS Passport Visa has good perks on spending and a much lower fee ($150/yr). I need advice on which card should I give up (Scotia AMEX or Passport) and am looking for another CC that would give me better perks and rewards (especially travel related like lounge visits, bags, flights, etc I don't mind getting a CC from a different bank/company. It will just become a normal credit card. (pmed you) Don't hesitate to ask if you have. Up to 50,000 100,000 bonus points ( terms) Best Aeroplan credit card with perks. EQ Bank only rebates Canadian ATM fees. The Mastercard and Visa cards listed here have no annual fees but offer fairly good rewards. Others may want additional travel insurance coverage too. I don't mind if there is a fee if there are any better options out there. You end up with 1. I want a credit card that you can acquire points for daily uses, groceries, gas, some bills, dining, for traveling, specifically for international travel. Best overall travel rewards credit card American Express Cobalt Annual fee: $156. I use the grocery store gift card trick so I can earn 5x points on other purchases as well (Say you need something from Ikea. Any really good Visa Infinite and World Elite Mastercards are going to have high income requirements. My main bank is RBC so I am strongly considering the Avion Visa card as Westjet continues to focus less on. 5-2 cents per point, you can multiply 5x, 3x, 2x, and 1x by 1 Do you have to be a frequent traveler to get a travel credit card? What type of travel credit card should you get? Compare travel credit cards from major airlines, hotel chains and credit card companies. It depends on what you mean by best for travel. apartments for rent no credit check no application fee Now that you know a little bit more about how these cards work, here are a few of my favourite travel rewards credit cards American Express Cobalt Card99 per month ($155. Choose Preferred or Reserve depending on your spending habits. HSBC WE MC offers 6x, 4x, and 3x multipliers with no fx fee, $150AF and $100 anuual travel credit. Considering the points system from of British avios i was thinking to get a rbc avion card any suggestions are welcome We would like to show you a description here but the site won’t allow us. Earn $100 in rewards when you get a NerdWallet+ eligible credit cardJoin NerdWallet+ and pay your first credit card bill on time to start. Up to 40,000 45,000 bonus points ( terms) Best travel Mastercard. I heard the top contenders were RBC Visa Infinite Avion or some other. This isn't a credit card but sure beats using debit. We have a very healthy income that would qualify us for any card and 800+ credit scores. Best travel Scotiabank credit card. CREDIT PROFILE: Current Cred Cards: Chase Freedom Unlimited - $8000 (01/19) Chase Sapphire Preferred - $15200 (11/20) Chase Freedom Flex - $5000 (3/21) Discover IT - $3000 (6/21) FICO. Best travel Scotiabank credit card. I'm planning a trip this year and was thinking of using a credit card for all purchases to save up points for the next trip. Top picks: travel rewards credit cards. Best no-fee cash back credit card SimplyCash Card from American Express25% back on all purchases. If you're looking for the best cards to collect points, AMEX Cobalt or Gold are both great, as are the CIBC/TD Aeroplan Visa Infinite. HSBC World Elite. Here are some of the best travel credit cards of 2024: Flexibility, point transfers and a large bonus: Chase Sapphire Preferred® Card No annual fee: Bank of America® Travel Rewards credit card The Chase Sapphire Preferred Card offers 80,000 bonus points after you spend $4,000 on purchases in the first three months (roughly $1,000 in travel cash). "HSBC credit card holders enjoy more flexibility with travel rewards. 120,000 sign up points through a referral link, great insurance (personal platinum is even better), and unlimited lounge access. I know people post these things a lot, so I may sound very humdrum, but if you have the patience to sift through a n00b like me just trying to wrap my head around it all - I'd really appreciate any advice anyone can give.
015c on gas/groceries/drugs, the points aren't the main attraction for me, but rather that they have some great insurance coverage and give you access to the priority lounges 4. We may be compensated when you click on product link. I use the basic no fee Brim MasterCard I've been out of the country for a few months now using it regularly and it's been great. For actual traveling, Amex Platinums get you unlimited Plaza Premium and Priority pass lounge access for you + 1, and express lines at YYZ, which IMO is the one airport in Canada where this is most useful. MBNA Rewards World Elite Mastercard. 25 points per dollar (so 2. I spend the most on rent, groceries/dining out, and re-occuring bills (ex I was researching some of the top of the line travel credit cards (chase sapphire reserve, capital one venture X, Amex platinum) to try to learn the differences between point values as well as the rewards that go along with it. Jun 4, 2024 · For travel in Canada or abroad, the best travel credit cards can save you money. omgpocaaa I also like the rental car insurance. I'm looking for two new credit cards for my wife and I We would like to show you a description here but the site won't allow us. I travel back and forth from Vancouver to Ireland/Europe 2-3 times… It's a slight overkill, but opening a wealthsimple cash account is quick & free, you can load it with the funds you want, comes with a prepaid card with 0 fees, great exchange rates and 1% cashback for international transactions. Edited by: Juan Ruiz Park We may be compensated when you click on product links, such as credit cards, from one or more of our advertising partners. You can also search for credit cards using the various Canadian credit card websites that have search functions. Best airline travel credit card: TD Aeroplan Visa Infinite Card. I do quite a bit of US travel so the Plaza Premium Lounge access on the YVR USA terminal is helpful too. lexia core5 teacher login 5% per forex transaction which adds up fast. But feel free to prove me wrong. Amex cobalt is the best travel points card in Canada because MR points can be transferred 1:1 to aeroplan (and also other airlines, including British airways, Cathay Pacific, Delta, Air France-KLM, and Etihad). Another option is the WISE card for exchange rates just a hair above the mid-market rate. It will just become a normal credit card. The WestJet RBC World Elite Mastercard may be worthwhile for those who like to fly with WestJet, as the card's reward redemptions are limited to travel booked through WestJet. One WestJet dollar. craigslist pets mankato Generally speaking, if you use a traditional CAD credit card or are going to use the banks to buy USD, you're gonna get hosed on the fx fees. Fortunately, BJs offers a user-friend. In this guide, we’ll explore alternative methods for res. 36 a day, Travel CUTS Bon Voyage Insurance offers very affordable travel insurance packages. Lounge access and getting cheap/free flights are generally mutually exclusive, so you'll need two cards to get both. We talk a lot about using your credit. Discover credit card acceptance varies internationally, but merchants in many countries, partic.
Get the Chase Sapphire as your main travel card. 5% return or less if spent on other things such as bill payments. There are Visa credit cards for all different types of people – whether you’re a student, an international travele. With the rising price of college tuition and textbooks, students need all the money saving tips they can get. If you will be spending at least $1000 USD, I'd recommend getting a USD credit card. 015c on gas/groceries/drugs, the points aren’t the main attraction for me, but rather that they have some great insurance coverage and give you access to the priority lounges 4. Use TD or CIBC Aeroplan cards for all non-amex purchases and get their signup bonuses (spend approx $1k in first 3 months) There is also Amex platinum which come with tons of perks, but the spend earning rate is lower than the cobalt, and the annual fee is more than $500 more Jun 3, 2024 · Explore the best travel credit cards that offer rewards, perks, and benefits for frequent travelers. Jsuota Jul 14th, 2024 10:18 am [AMEX Canada] is shutting down accounts without warning. Cashback or Travel, your choice. Check the sub r/churning for more feedback. In today’s world, customers expect the convenience and security of paying with a credit card Are you a BJs Wholesale Club credit cardholder? If so, you might be wondering how to make your credit card payments conveniently and securely. Edited by: Juan Ruiz Park We may be compensated when you click on product links, such as credit cards, from one or more of our advertising partners. I fly from Kelowna to Fort st I'm considering getting either a west jet or air Canada credit card, to try to get some better flight deals and points towards these flights or just maximize this to my benefit. 88 per year) Scotiabank Gold American Express Card. We typically spend around $1000 from our credit card on groceries and bills for our family of 4. diane fox No AF and No FTX, card is a Visa. 5% foreign exchange fee. Effective travel hacking is hinged on this crucial step: selecting the perfect credit card. Travel insurance and benefits. Think about it this way, to get a top tier bonus (115k+ on a top tier card) you need to spend about ~10k. The WestJet RBC® World Elite Mastercard is RBC's go-to travel-oriented Mastercard5 WestJet Dollars per 100 dollars spent, good for 1 You can use your rewards to cover payments for WestJet flights or WestJet Vacations. The remaining $300 is from the annual travel credit for using their travel portal. You can also get a third party cash rebate of $100 for this card on top of what TD's giving you. 5 cent So, in short, travel credit cards get divided into 2 categories, travel perks cards and points earning cards. If you want a non-AMEX, take a look at the HSBC World Elite MasterCard, earns 3% on all travel purchases or 1. Chase - fee-free + 1% cashback. American Express Cobalt Card Earn up to 5 Membership Rewards points per $1 spent, and transfer those points to Aeroplan at a 1:1 ratio. Annual fee will be $250 (after $300 credit which you'll obviously hit) for you and it is steep, but you'll be traveling a ton. Jul 1, 2024 · The best travel credit cards offer an array of premium perks and benefits. You can load it up with CDN, and convert a lump sum if you are watching the rates and they look good ahead of travel within the app. So far this is my conclusion for a 2 card set-up. I heard they’ve recently introduced a $100 credit annually for accommodation >$500 and give you a birthday bonus. HSBC WE MC offers 6x, 4x, and 3x multipliers with no fx fee, $150AF and $100 anuual travel credit. #1: Best current credit card offers in Canada - 2020 #2: Best current credit cards offers in Canada - 2021 #3: How does Amex expect me to take them seriously when their stock model is wearing a children's tie? | 25 comments As someone mentioned the TD Visa First Class is solid for a points card if you used the ExpediaforTD portal to book. Every single MR point can be transferred 1:1 to aeroplan points worth 2 cents per point, meaning that with cobalt you get a 10% return on groceries + all foods and drinks, 6% on streaming, 4% on all travel/gas/transit, and 2% base. Triangle World Elite - free roadside assistance and 1% eCTM cashback on utilities, property taxes. oak and fort I know not every one is a fan of WF, but the Autograph is earns 3x on all dining, travel, transit, gas, phone bills, and streaming, 1x on everything else. Getting started with points and miles can be tough, especially when it comes to picking the right credit card. We would like to show you a description here but the site won't allow us. The Marriott Bonvoy American Express Card is the foremost co-branded hotel credit card in Canada, with a good welcome bonus in addition to strong ongoing perks. 25 points per dollar (so 2. They have high WalletHub Ratings because they can get you a lot of free nights. A good annual percentage rate (APR) on a credit card is around 10 percent, says TheStreet. Reviews, rates, fees, and rewards details for The IHG® Rewards Traveler Credit Card. Please contact the moderators of this subreddit if you have any questions or concerns. Some people believe that you should avoid getting a credit card as they generate debt. Or 120K miles round trip if you can find availability. You can also get a third party cash rebate of $100 for this card on top of what TD's giving you. Regular credit cards will use the rate that day. In this case, Scotia passport VI would by far be the best choice. Up to 40,000 45,000 bonus points ( terms) Best travel Mastercard. Best for fair credit: Credit One Bank Wander® Card. 10x on hotels/cars and 5x on flights booked through their portal and 2x on everything else. I currently have a TD Aeroplan. Up to 40,000 45,000 bonus points ( terms) Best cash back Scotiabank credit card. For actual credit cards, there's the Scotiabank. Points can be redeemed for a statement credit towards an eligible airline ticket, vacation package, car rental, hotel, cruise or rail ticket charged to an HSBC credit card. But to answer your question, the travel card that was declared the best travel card in 2024 by Hardbacon is the BMO Ascend World Elite Mastercard.