1 d
Solo suit?
Follow
11
Solo suit?
Get sued for a debt and file an Answer Use SoloSettle to make an offer to begin negotiation When you and the collector agree to an amount, we’ll arrange payment You save thousands by settling the debt, and the collector leaves you alone 19% commission. When debt collectors come knocking, SoloSuit can help you respond effectively at any stage of the debt collection process. SoloSuit is closing the Justice Gap. You could save thousands of dollars by fighting your debt lawsuit automatically. You cannot be sued for a debt that is past the statute of limitations, and you should use this as an affirmative defense to win your debt collection lawsuit. To respond, you must file a written Answer in which you address each claim against you and assert your affirmative defenses. Summary: A former debt collector for Credit Management Company shares his experience working as a debt collector, including payment structure, debt collection tactics, and tips on how to negotiate a debt settlement with a collector. SoloSettle helps you arrange with the collector to settle outside of court. You can reach the company toll-free at 800-580-8615 or by using the online contact form. Summary: If you've been sued for debt and you feel like you are actually the victim in the case, you can file a counterclaim and sue right back. Get sued for a debt and file an Answer Use SoloSettle to make an offer to begin negotiation When you and the collector agree to an amount, we’ll arrange payment You save thousands by settling the debt, and the collector leaves you alone 19% commission. Summary: Dianne used SoloSuit to respond to her debt lawsuit against Discover, buying herself time to work out a debt settlement plan. Our response can get it over with ASAP thousands. She is served the court Summons and Complaint on March 11th, a Friday. You can use SoloSuit to respond in just 15 minutes. SoloSuit makes it easy to respond 100% money-back guarantee7 rating of 596 reviews embarrassment. Black Pearl is a valuable cr. Infinite Law Group promises to help consumers get out of debt, but some of its reviews suggest they do otherwise. Is SoloSuit Ethical? SoloSuit strives to offer accessible legal aid to individuals dealing with debt disputes, which aligns with ethical. 1/23. In his spare time, George likes to cook, because he likes to eat. Sep 15, 2020 · Online service SoloSuit wants to help Americans who are being sued for a debt fight back using automated tools. Get sued for a debt and file an Answer Use SoloSettle to make an offer to begin negotiation When you and the collector agree to an amount, we’ll arrange payment You save thousands by settling the debt, and the collector leaves you alone 19% commission. While you may want to win the lawsuit and pay nothing, agreeing to close the case by paying the person less than the face value of the debt could be more realistic Log in to SoloSuit to continue winning your debt lawsuit. Online service SoloSuit wants to help Americans who are being sued for a debt fight back using automated tools. SoloSuit's software allows you to create an Answer that is customized to your case, in the proper format, with the proper legal wording. An unlawful detainer is also known as an eviction lawsuit. Luckily, Solo Suit exists to help people like you represent yourself in court and feel less alone throughout the debt collection lawsuit process. Because of regulations, we do not provide you with any legal advice, guidance, or representation. You can reach out to the person or company suing you at any point to settle the debt. You should file a response to the court. In a Nutshell: Each year, more than 10 million Americans get sued over outstanding debts. Based on your answers, SoloSuit prepares a response and instructs you on how to file. Our response can get it over with ASAP thousands. SoloSuit makes it easy to respond to a debt collection lawsuit. Include affirmative defenses. Using an online service. When you inform Crown Asset Management that you know your rights and you will report them when they violate any rule, they will be prompted to use the proper channels to collect the debt. Think TurboTax, but for debt collection lawsuits. Phone number: (888) 665-0374. But that doesn’t make the idea of vacationing solo any less intimidating, particularly. Debt Validation Letter Resend Email Confirmation Instructions Forgot your password? SoloSuit makes it easy to file in your court: Commonwealth of Pennsylvania County of Luzerne Mag No Find the court filing fees, accurate phone number, and other crucial information here. You could save thousands of dollars by fighting your debt lawsuit automatically. Summary: Make Resurgent Capital Services validate your debt with LVNV Funding. Scams are everywhere these days. Court the case was filed. While you plan to negotiate a settlement, an Answer prevents the court from giving Zwicker & Associates a default judgment against you. If you know what to do after being served with a lawsuit, the entire process can go a lot more smoothly overall, and you have a better chance for a favorable outcome. Luckily, Solo Suit exists to help people like you represent yourself in court and feel less alone throughout the debt collection lawsuit process. An answer document for a credit card lawsuit contains the following elements: Caption: The caption is the section at the top of the Answer document that lists the name of the Plaintiff (creditor or debt collector), name of the Defendant (you), court name, and case number. 6 stars out of 5 from almost 8,000 reviews. 's alternatives and competitors. We know there's a lot of legal jargon in here. Our response can get it over with ASAP thousands. You can create an Answer on our site. They prey on a consumer's vulnerability, trying to convince them they can repair. In this article we discuss how to find your case. Google trend data shows that solo travel has increased by 7. With so many styles, colors, and fabrics to choose from, it can be difficult to know where to start Stacy York is a popular bluegrass vocalist. Phone number: (888) 665-0374. One such motion is the Motion to Compel Arbitration. Summary: A SoloSuit user was sued by American Express, represented by Zwicker & Associates, after her coworker stole her credit card information and racked up more than $35,000 in debt. Sep 15, 2020 · Online service SoloSuit wants to help Americans who are being sued for a debt fight back using automated tools. If you've received a call from Resurgent Capital Services or LVNV Funding. To respond, you need to file an Answer document within the deadline. At Number 1, it occupies the grand white building. SoloSuit is not a law firm or an attorney. To respond, you need to file an Answer document within the deadline. Think TurboTax, but for debt collection lawsuits. If you're not satisfied, simply email us at support@solosuit All requests made under this guarantee must be made within 60 days of purchase. Solo travel is a trend that has been gaining popularity in recent years. Synergetic Communication Inc. You cannot be sued for a debt that is past the statute of limitations, and you should use this as an affirmative defense to win your debt collection lawsuit. on total amount of debt. Last Funding Type Seed. Begin writing the letter by adding the contact information for you and for the debt collector. Because of regulations, we do not provide you with any legal advice, guidance, or representation. You can create an Answer on our site. It is designed to help individuals facing debt-related legal issues negotiate and settle their debts with the opposing party. However, some evictions can be avoided, so it is important to educate yourself on this process if you fear it may happen to. To respond, you need to file an Answer document within the deadline. Settle a debt lawsuit. Address: 2618 East Paris, Grand Rapids, Michigan 49546. This means that National Debt Relief reviews are overwhelmingly positive. on total amount of debt. Admitting is like agreeing with the plaintiff's claims against you. If you have fallen behind on your payments with Bank of America, there is a chance you'll be sued for the debt you owe. Jefferson Capital Systems collects debts all over the country. Use this Debt Validation Letter template. SoloSettle helps you arrange with the collector to settle outside of court. Get sued for a debt and file an Answer Use SoloSettle to make an offer to begin negotiation When you and the collector agree to an amount, we’ll arrange payment You save thousands by settling the debt, and the collector leaves you alone 19% commission. SoloSuit is not a law firm or an attorney. 18k gold crucifix necklace This is the primary document generated on by SoloSuit Our Answer documents follow the typical legal format, which includes the following: Caption: identifies the court in which it's filed, names of the plaintiff and defendant, and titles the document. Summary: Grant and Weber is a debt collection company with locations in California, Nevada, and Arizona. There are pros and cons to everything, including debt settlement. But you'd be surprised how often debt collection agencies botch their numbers. It also offers optional attorney review and printing services for a fee. However, eviction may be more common than you might think. While you may want to win the lawsuit and pay nothing, agreeing to close the case by paying the person less than the face value of the debt could be more realistic Log in to SoloSuit to continue winning your debt lawsuit. Fact-checked by George Simons, JD/MBA. Your first step is to send an initial offer. Solo Brands News: This is the News-site for the company Solo Brands on Markets Insider Indices Commodities Currencies Stocks Solo travel in Norway | Here's everything you need to know before taking an epic solo trip to the Land of the Midnight Sun! Sharing is caring! When it comes to solo travel in Norwa. SoloSuit is a tech startup from Utah that has helped protect over 100,000 people from over $970 million in debt collection lawsuits. Summary: Even if your car is repossessed, you probably still owe the debt if it didn't sell for as much as you originally owed. SoloSuit makes it easy to respond to a debt collection lawsuit. Offer a lump sum payment. Summary: If you've been sued by a debt collector, you can resolve the matter by following these three steps: Answer the lawsuit ASAP, negotiate a debt settlement with the collector, and pay the settlement as agreed. Respond to a Unifund lawsuit. Based on your answers, SoloSuit prepares a response and instructs you on how to file. Resolve debt: Get the help you need to navigate debt disputes. Sep 15, 2020 · Online service SoloSuit wants to help Americans who are being sued for a debt fight back using automated tools. Open up negotiations with SoloSettle. SoloSettle features: Sep 26, 2023 · SoloSuit's Debt Answer - When you’re sued for a debt, you receive a Complaint and Summons, also called a Petition or Warrant for Debt. JP Morgan will provide the collector with basic information about your account, like your contact details and the balance due. If you do not agree to these Terms, including the mandatory arbitration provision and class action waiver in Section 27 (the "Binding Arbitration Section"), you should not, and are not authorized to access or use our Services. It involves combining several debts with high-interest rates into one debt with better payment terms. 2 bed bungalow for sale in banbury It's never pleasant dealing with a debt collection. Preparing an Answer allows you to respond to the plaintiff's case. In Virginia, such a lawsuit is known as a warrant of debt, while in other states, it is considered a type of civil action. Phone: 877-326-8786. SoloSuit helps people fight back by providing an app that allows users to create automated legal responses by answering a series of questions in as little as 15 minutes. Send a Debt Lawsuit Settlement Letter. While you may want to win the lawsuit and pay nothing, agreeing to close the case by paying the person less than the face value of the debt could be more realistic Log in to SoloSuit to continue winning your debt lawsuit. Also, when I attempted to contact Solo Suit customer service. Solo travel has become increasingly popular in recent years, with more and more people choosing to embark on adventures alone. SoloSettle features: Sep 26, 2023 · SoloSuit's Debt Answer - When you’re sued for a debt, you receive a Complaint and Summons, also called a Petition or Warrant for Debt. Defense #3: Wrong Debt Amount. If you have fallen behind on your payments with Bank of America, there is a chance you'll be sued for the debt you owe. Below is important information to know about eviction and what to say when you're in court. In some cases, they might not be able to validate the debt at all. SoloSuit recommends using this document to respond to lawsuits where the original debt contr. SoloSuit makes it easy to respond to a debt collection lawsuit. How to Answer a Summons for Debt Collection in Nevada (2024 Guide) Summary: If you've been sued in Nevada, you have 20 days to respond to a debt lawsuit by filling a written Answer document. #CloseTheJusticeGap | SoloSuit helps people respond to debt collection lawsuits. Learn the steps, deadlines, forms, and defenses for each state with this guide. Make a settlement offer to start negotiations. Oct 25, 2021 · We'll outline everything you need to know to determine what we do and how to use our services. polar seltzer pfas Oct 25, 2021 · We'll outline everything you need to know to determine what we do and how to use our services. This is the primary document generated on by SoloSuit Our Answer documents follow the typical legal format, which includes the following: Caption: identifies the court in which it's filed, names of the plaintiff and defendant, and titles the document. To respond, you need to file an Answer document within the deadline. The first step to responding to a Portfolio Recovery Services lawsuit is to file a written Answer with the court. SoloSuit offers several ways to respond, including sending a Debt Validation Letter to stop their calls and requesting a settlement deal via SoloSettle. SoloSuit asks simple questions about your case debt lawsuit. Negotiate a settlement agreement. We review the best places to travel solo, including Barcelona (best for first-time solo travelers) and Ho Chi Minh City (best for solo backpacking) By clicking "TRY IT", I agree to. It's never pleasant dealing with a debt collection. Whether you’re an introvert looking for some much-needed solitude or an adventurer seeking new connections, solo travel. It is designed to help individuals facing debt-related legal issues negotiate and settle their debts with the opposing party. Oct 25, 2021 · We'll outline everything you need to know to determine what we do and how to use our services. Use SoloSuit to draft and file your Answer in just 15. Dodging debt collectors might work for a time. An Answer is a formal, written response to a debt lawsuit. Responding to a lawsuit is the first step in defending yourself. Based on your answers, SoloSuit prepares a response and instructs you on how to file. The moment you send a cease and desist letter to a debt collector notifying them to stop contacting you about your alleged debt, the only action they may take is to sue you in a civil court. The company, which is launching its. on total amount of debt.
Post Opinion
Like
What Girls & Guys Said
Opinion
59Opinion
Let's look at a debt settlement example. You can create an Answer on our site. Iceland is the perfect destination for the independent female traveler, whether it's your first trip or you're a seasoned traveler. SoloSuit makes it easy to respond to a debt collection lawsuit. One way to save some money is to purchase your wedding suit online Finding the perfect pant suit for any occasion can be a daunting task. SoloSuit is a tech startup from Utah that has helped protect over 100,000 people from over $970 million in debt collection lawsuits. An unlawful detainer is also known as an eviction lawsuit. Let's face it: college costs lots of money, and not every family can afford. Summary: If you've been sued for debt and you feel like you are actually the victim in the case, you can file a counterclaim and sue right back. SoloSuit asks simple questions about your case debt lawsuit. The first step the creditor takes in a debt collection lawsuit is to serve you, the alleged debtor, with two legal documents detailing the supposed unpaid debt. SoloSuit is not a law firm or an attorney. As soon as the lawsuit is filed, the clock starts ticking and you only have a limited period of time to respond and. SoloSuit makes it easy to respond to a debt collection lawsuit. Summary: When a court dismisses a debt collection lawsuit with prejudice, that marks the end of the claim for both the defendant and the plaintiff. Wisconsin Court Case Search — Find Your Lawsuit. sibling gif Send a Debt Lawsuit Settlement Letter. Discover headquarters contact information is: Phone Numbers: (1-800-347-2683 (within US), 1-224-888-7777 (outside US) Website: Homepage. SoloSuit can help you make the right defense in minutes. Our response can get it over with ASAP thousands. If so, file a motion in that court, including a notice of motion, the motion itself, a proposed order, a memorandum, and an affidavit outlining the facts. For example, Jenny is being sued in Florida for a credit card debt. Think TurboTax, but for debt collection lawsuits. Have you been sued over unpaid debt in Florida? If so, don't panic; you may be able to avoid going to court by filing a motion to compel the debt collector into an arbitration. SoloSettle can help you settle your debt with Cavalry SPV for less. You can also submit a complaint on the CFPB website or call 855-411-2372. Find the court filing fees, accurate phone number, and other crucial information here. Get sued for a debt and file an Answer Use SoloSettle to make an offer to begin negotiation When you and the collector agree to an amount, we’ll arrange payment You save thousands by settling the debt, and the collector leaves you alone 19% commission. Summary: A former debt collector for Credit Management Company shares his experience working as a debt collector, including payment structure, debt collection tactics, and tips on how to negotiate a debt settlement with a collector. SoloSuit is not a law firm or an attorney. SoloSuit helps you create and file an Answer document to defend yourself against debt collection lawsuits. Give the clerk the following relevant information to make the process easier and faster: Case number. junebramme SoloSettle helps you arrange with the collector to settle outside of court. Do you want to make people superhuman at winning disputes? Then join our team Excellence is the only authority. This means that National Debt Relief reviews are overwhelmingly positive. Here are the three ways you can respond to a claim listed in the Complaint: Admit: When you answer with "Admit" you will indicate that the claim is true. First, respond to the lawsuit by filing an Answer. To respond, you need to file an Answer document within the deadline. But before you set off on your journey, it’s im. A Wisconsin debt collection lawsuit begins when one party (the plaintiff) files a Summons and Complaint against you (the defendant). Every year, an estimated 10 million. on total amount of debt. Summary of What To Do To Stop Wage Garnishment by a Debt Collector. Based on your answers, SoloSuit prepares a response and instructs you on how to file. You could save thousands of dollars by fighting your debt lawsuit automatically. The best way to settle a debt lawsuit is first to file a response, then contact the otherside and make an offer. roosevelt dime error coin Access your Illinois court case records in-person. Once a settlement is reached, the collector sends the settlement agreement. The following is a photo of Carter young Collections' office in Monroe, GA: Contact AAA Collections. Responding to a lawsuit is the first step in defending yourself. SoloSuit is closing the Justice Gap. Get sued for a debt and file an Answer Use SoloSettle to make an offer to begin negotiation When you and the collector agree to an amount, we’ll arrange payment You save thousands by settling the debt, and the collector leaves you alone 19% commission. The company, which is launching its. Example: If you have an old credit card balance of $5K with JP Morgan and decide to sell it to a debt collector, the collection agency may pay only $250 to $500 for your balance. Our response can get it over with ASAP thousands. The company, which is launching its. The first step to responding to a Portfolio Recovery Services lawsuit is to file a written Answer with the court. These are legal documents that notify you of the lawsuit and list all the specific claims against you. On the other hand, some of debt settlement's drawbacks include the expensive fees, risking being sued, hurting your credit score, and being taxed on the forgiven. Address: 1550 American Blvd E Suite 200, Bloomington, MN 55425. SoloSuit offers several ways to respond, including sending a Debt Validation Letter to stop their calls and requesting a settlement deal via SoloSettle. Summary: You don't need an attorney to respond to a Summons, but you have to respond with a written Answer or you run the risk of losing automatically. Traveling alone can be an incredible experience, but there are times when having a travel partner can greatly enhance your journey. On June 18, 2024, I called and emailed Solo Suit for a refund using the number and email address listed in their website. Email: info@dcmservices It may seem impossible to beat DCM Services, but it is possible to stop their calls and prevent further harm to your credit score with the right approach. SoloSuit is a service that helps you generate and file an Answer to a Complaint for a debt collection lawsuit. Sometimes life happens. A partition suit is a civil lawsuit filed in order to obtain a judicial ruling and court order to separate or liquidate real or personal property owned by more than one party Are you planning your next vacation and looking for the best available rooms? Whether you’re traveling solo, with a partner, or with your family, finding the perfect accommodation. You can click on the blue links below to understand the meaning of the terms used. SoloSettle features: Sep 26, 2023 · SoloSuit's Debt Answer - When you’re sued for a debt, you receive a Complaint and Summons, also called a Petition or Warrant for Debt.
Here's a quick recap of actions to take if Gurstel sues you: Write down any telephone call details if they call you before 8 am or after 9 pm. Planning a solo trip to New York? Don't worry, this post will teach you everything you should know about solo travel in NYC Sharing is caring! Traveling solo isn’t an easy thing to. Sep 15, 2020 · Online service SoloSuit wants to help Americans who are being sued for a debt fight back using automated tools. If you’re a solo player in World of Warcraft Classic: The Burning Crusade (TBC) and you’re looking to farm Black Pearl, you’ve come to the right place. Contact Receivable Solutions. You can click on the blue links below to understand the meaning of the terms used. An Answer is a formal, written response to a debt lawsuit. obituaries in the daily record SoloSuit asks simple questions about your case debt lawsuit. Because of regulations, we do not provide you with any legal advice, guidance, or representation. Summary: Yes, you can settle after service. Begin writing the letter by adding the contact information for you and for the debt collector. Efficiency is increased dramatically by employing teamwork instead of working solo. Responding to a lawsuit is the first step in defending yourself. homebrew dunamancy spells Filing Bankruptcy Before or After a Judgment. For seniors who have a sense of adventure and a desire to see the world, solo trav. How it works: SoloSuit is a step-by-step web-app that asks you all the necessary questions to complete your answer. Normally, your responses will save if you exit. Sep 15, 2020 · Online service SoloSuit wants to help Americans who are being sued for a debt fight back using automated tools. If so, file a motion in that court, including a notice of motion, the motion itself, a proposed order, a memorandum, and an affidavit outlining the facts. pink pill round You could save thousands of dollars by fighting your debt lawsuit automatically. Because of regulations, we do not provide you with any legal advice, guidance, or representation. But before you set off on your journey, it’s im. Summary: An unlawful detainer lawsuit happens when a landlord files a lawsuit against their tenant for violating their lease. For seniors who have a sense of adventure and a desire to see the world, solo trav. Sep 15, 2020 · Online service SoloSuit wants to help Americans who are being sued for a debt fight back using automated tools. Frederick Brook’s “The Mythical. Founded in 2018 by Scott Erickson and George Simons, SoloSuit has 6 employees based in Provo, UT, USA.
Instead, use SoloSettle to negotiate a debt settlement with a law firm on. Easy option for inexperienced customers. Get sued for a debt that has an arbitration clause in the agreement Answer a few questions on our site to complete your Motion File your Motion Filing your Motion will increase the debt collector's cost to collect the debt, making it more likely they give up. However, some evictions can be avoided, so it is important to educate yourself on this process if you fear it may happen to. Get sued for a debt and file an Answer Use SoloSettle to make an offer to begin negotiation When you and the collector agree to an amount, we’ll arrange payment You save thousands by settling the debt, and the collector leaves you alone 19% commission. It started as one missed payment. File the Answer with the court and serve the plaintiff. You can click on the blue links below to understand the meaning of the terms used. SoloSuit is a web-app designed to help you generate an automatic legal Answer to a debt lawsuit by responding to a series of questions. If you’re a solo traveler looking to connect wit. A contact number is typically included in any correspondence mailed to your residence. Also, when I attempted to contact Solo Suit customer service. Our response can get it over with ASAP thousands. If so, file a motion in that court, including a notice of motion, the motion itself, a proposed order, a memorandum, and an affidavit outlining the facts. In World of Warcraft, you’re never alone Your wedding suit is one of the most important items you’ll need to purchase for your big day — but it doesn’t have to be the most expensive. Here's a guide, from SoloSuit , on how to countersue a company or debt collector. File an Answer into your case to avoid default. SoloSettle by SoloSuit makes this easy. The company, which is launching its. The company, which is launching its. The moment you send a cease and desist letter to a debt collector notifying them to stop contacting you about your alleged debt, the only action they may take is to sue you in a civil court. bungalows for sale southampton If Portfolio Recovery has already filed a lawsuit against you, you should have received a court Summons and Complaint notifying you of the suit and listing all the specific claims against you. The company, which is launching its. SoloSuit can help you with each step of responding to a lawsuit and more Getting sued is stressful. You can click on the blue links below to understand the meaning of the terms used. Summary: When a court dismisses a debt collection lawsuit with prejudice, that marks the end of the claim for both the defendant and the plaintiff. SoloSuit makes it easy to respond 100% money-back guarantee7 rating of 596 reviews embarrassment. SoloSuit asks simple questions about your case debt lawsuit. While you may want to win the lawsuit and pay nothing, agreeing to close the case by paying the person less than the face value of the debt could be more realistic Log in to SoloSuit to continue winning your debt lawsuit. SoloSuit is an online service that guides users through preparing and filing a response to a debt lawsuit. Lastly, you need to make three copies of the answer document. If a judge rules in favor of a tenant, here's what may happen: The court may order the landlord to pay the tenant's legal fees. The company, which is launching its. There are so many things to consider, from the fit to the style to the price Your wedding day is one of the most important days of your life. SoloSettle features: Sep 26, 2023 · SoloSuit's Debt Answer - When you’re sued for a debt, you receive a Complaint and Summons, also called a Petition or Warrant for Debt. How it works: SoloSuit is a step-by-step web-app that asks you all the necessary questions to complete your answer. If the court Summons is real, then it will have had to be processed through the court. SoloSettle helps you arrange with the collector to settle outside of court. One of the most important things you’ll need to take care of is finding the perfect suit It’s your big day. This is especially concerning because the services they claim to provide are time sensitive. dinar guru detectives Summary: LJ Ross Associates is a debt collection agency that is known to use questionable tactics to collect debts. Solo travel has become increasingly popular in recent years, as more and more people seek the freedom and adventure that comes with exploring the world on their own terms Traveling alone can be a liberating and exciting experience. If you are have been sued by LJ Ross Associate, SoloSuit can help you respond to the lawsuit and win in court. Email: executiveoffices@discover Summary: If you've been sued by Portfolio Recovery for a debt, you can settle before your court date and save hundreds. Summary: An unlawful detainer lawsuit happens when a landlord files a lawsuit against their tenant for violating their lease. Fact-checked by George Simons, JD/MBA. You cannot be sued for a debt that is past the statute of limitations, and you should use this as an affirmative defense to win your debt collection lawsuit. Sep 15, 2020 · Online service SoloSuit wants to help Americans who are being sued for a debt fight back using automated tools. Based on your answers, SoloSuit prepares a response and instructs you on how to file. Join our live webinars to ask your own questions about how to resolve a debt lawsuit. Our response can get it over with ASAP thousands. Follow these steps to Answer you debt collection case: Answer each claim listed in the Complaint. Admitting is like agreeing with the plaintiff's claims against you. There are so many things to consider, from the fit to the style to the price Your wedding day is one of the most important days of your life.